Bankruptcy law is constantly evolving. If you are involved in a bankruptcy matter — whether as a consumer, a business, or as a debt collector — choosing an attorney who has a thorough knowledge of bankruptcy law can be an important step toward the successful resolution of your problem. Edward L. Paul has more than 30 years of bankruptcy law experience.
Attorney Edward L. Paul understands all aspects of the bankruptcy process. He represents debtors and creditors, as well as Trustees in bankruptcy, throughout South Jersey. Schedule your confidential initial consultation by calling 856‑435‑6565. You may also contact us online and someone will be in touch with you promptly.
Bankruptcy Help for Individuals
Are you living with the burden of overwhelming debt? Edward Paul can help you obtain debt relief through your Chapter 7, Chapter 11 or Chapter 13 bankruptcy filing. Depending on your financial situation, we can guide you to a fresh start using any of the following:
- Chapter 7 bankruptcy: This is the most basic form of bankruptcy that provides you an opportunity to discharge many of your debts within months of filing.
- Chapter 13 bankruptcy: You will enter into a three to five year repayment plan with your creditors.
- Chapter 11 bankruptcy: This allows a Plan of Reorganization with more alternatives for individuals who have too much debt to qualify for a Chapter 13 case, or who have more complicated financial situations, such as owning a business.
It is important to note that you must complete an accredited credit counseling program in order to file bankruptcy. You can learn more by visiting our page on Credit Counseling. Please also review our Bankruptcy Information Sheet for more helpful information.
Bankruptcy Help for Businesses
When a business falls on hard financial times, it is possible to obtain debt relief through Chapter 7 or Chapter 11 bankruptcy. As a business law attorney, Edward Paul has comprehensive knowledge of the needs and goals of business owners. We can help you with the following:
- Chapter 7 bankruptcy: In this type of bankruptcy proceeding, your company’s assets will be liquidated.
- Chapter 11 bankruptcy: This is a debt reorganization plan available to business owners.
Creditors’ Rights and Bankruptcy Litigation
Law Office of Edward L. Paul, P.C. also protects the rights of creditors. We assist individuals and businesses in collecting debts in state court and through bankruptcy proceedings. If your debtor is attempting to discharge obligations through bankruptcy, we will represent your rights in bankruptcy court. As a former mediator, Mr. Paul can assist businesses and individuals that are sued by Trustees in bankruptcy to recover preferential payments. If you are sued by a Trustee who alleges that you participated in a fraudulent transfer, we can help you understand your rights and defenses, and represent you in any type of litigation in the bankruptcy courts.
Are you a homeowner facing impending foreclosure? You may be able to stop foreclosure proceedings and save your home. We can identify the option that is most advisable for you. Options include the following:
- Chapter 13 bankruptcy
- Workout agreements
- Loan modifications
To learn more about the bankruptcy process in general, see our Bankruptcy Information Sheet.
For experienced legal help regarding bankruptcy or foreclosure, contact us online or call us at 856‑435‑6565 for an initial consultation. Our office hours are Monday through Thursday from 8:00 a.m. – 8:00 p.m., Friday from 8:00 a.m. – 5:00 p.m., and Saturday from 9:00 a.m. – 2:00 p.m. Please call ahead for appointments after 5:00 p.m. and on weekends.
Law Office of Edward L. Paul, P.C. is a debt Relief Agency. We help people file for bankruptcy relief under the bankruptcy code.